FAQs

Frequently Asked Questions

Do you BUY gold, diamonds, platinum, watches, etc.? Even old or broken items?

YES, WE NOW BUY AS WELL.  We will buy your items in any condition.  New, used or broken – no matter what the condition – you can bring all your items in for cash today!!

Do I have to repay my pawn / loan?  And if I do not pay?

No. We give our pawns / loans with “no strings attached”, meaning you are not obligated to repay your pawn / loan if you do not want to.  However, your merchandise will be sold if you do not repay your pawn / loan by the due date.  The decision to repay/not repay your pawn / loan is YOURS!!!

Do I have to pay interest on my pawn / loan?

Yes, all Pawnbrokers charge interest for their services, but shop around!! You will find that our state regulated interest rates are lower than most other Pawnbrokers in New York.

How do I get my merchandise back?  What if I do not have the money to repay my pawn / loan?

All merchandise is kept in safe deposit, so you must call the phone number on your white Pawn Ticket to arrange for a pick-up. If you do not have the cash available before your due date, you can pay only the Finance Charges due, as listed on your white Pawn Ticket, to extend your pawn / loan for another four (4) months.

How do I know when my pawn / loan is due?  Where can I find my “Pledge Number” for referencing my pawn / loan when calling for information, pick-ups, etc.?

Both the due date for your pawn / loan as well as the “Pledge Number” are listed in the bottom right corner of your white Pawn Ticket.  In addition, we will send you a reminder notice in the mail 30 days prior to the due date of your pawn / loan.